THE Bank of Brazil is one of the largest financial institutions in the country, with several economic programs available to the population. Among these services are property and vehicle financing, which is an excellent option for those who wish to acquire a good without having to pay the full amount.
Furthermore, the rise in prices of used and pre-owned cars in traditional markets has made financing an even better alternative. Therefore, today we are going to teach you everything you need to know to be able to buy your new or used car through a vehicle financing Banco do Brasil.
Banco do Brasil Vehicle Financing Simulation
It is possible to carry out a complete simulation of your financing through Banco do Brasil app. It is possible to check the new models that are available through the Bank and also the pre-owned ones. This way, you can check the total value of the vehicle, the interest rate you can get and the maximum number of installments.
This way, you can prepare to go to a branch (or even through the app) and make your request. Amortization is another important point, since it is also possible make advance payments of installments to take advantage of the opportunity to reduce payments. Finally, it is also possible to negotiate full payment at any time, which can give you a big discount in the end.
Available Resources
Some highlights of Banco do Brasil vehicle financing include:
- Practicality: You have up to six months to start paying.
- Convenience: Financing according to your conditions and income.
- Flexibility: Credit for 100% of the vehicle value.
- Skip Installment: Choose between 1 or 2 months of the year to avoid paying the installment.
- Hybrids and Electrics: Hybrid and electric vehicles with special rates.
- Term: Up to 72 months, with a grace period to start paying
All of these advantages directly contribute to making it easier for customers to pay for their vehicles, especially when the bank offers up to 72 months of payment, amortization, an option for electric vehicles, and even months of the year without paying. This way, you don't run the risk of not paying and having your car repossessed.
Portability
It is possible to transfer your vehicle financing to BB, through portability of your vehicle credit, you can obtain better business conditions and even reduce the value of each of your installments.
See the main advantages:
- Competitive interest rate
- Waiting period of up to 59 days
- Payment by direct debit
If you are interested, just look for a manager or go to a BB branch and check what special conditions the bank can offer you.
How to Make My Request
To make your request you must be a Banco do Brasil customer. You can create an account at the branch if you don't already have one. However, if you are already a customer of the bank, the best option is to perform the simulation in the application and then apply for a job with the institution. You will need to present some documents, such as your ID, CPF, proof of residence, proof of income and others that the Bank requests.
Then, just wait for approval and start paying your installments. You'll leave with a new car and ready to make the most of your dream. And of course, remember to keep the installments up to date and if you have problems, contact the bank and negotiate a new payment method, do not let your car become a lien under any circumstances.
